You need a plan. The “sugar rush of retirement”—the roughly six-month period of euphoria newly-retired people feel from their unstructured lives free of obligations—wears off and then what will you do?
New Zealand is proposing a unique approach to stopping smoking. With legislation, which would come into effect in 2027, anyone born after 2008 will not be able to buy cigarettes in their lifetimes.
While many physicians pride themselves on being financially savvy, many admit to financial mistakes made, especially when they were young and a little naive.